Loan Rates
The actual Annual Percentage Rate (APR) is determined by the credit worthiness of each applicant. Please not conventional fixed loans are not the same as short term financing and funding options we offer. Short term funding is provided by outside vendors with short term financing options. You can visit the websites here, here and here to get rates and fees for short term lenders. All terms are subject to credit approval and may be restricted based upon individual credit qualifications and the type of collateral for the loan. Contact Security One FCU for details and other loan rates and terms
Rates listed effective as of October 1, 2011.
Please click here for more information on Member Rewards.
STANDARD MASTERCARD |
|
TIER |
APR |
Tier 1 |
12.90% |
Tier 2 |
15.90% |
PLATINUM MASTERCARD |
|
APR |
9.90% |
2010 - 2012 VEHICLES |
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TERM |
Tier 1 |
Tier 2 |
Tier 3 |
Tier 4 |
<24 Months |
2.24% |
2.99% |
10.24% |
12.24% |
36 Months |
2.49% |
3.24% |
10.49% |
12.49% |
48 Months |
2.74% |
3.49% |
10.74% |
12.74% |
60 Months |
2.99% |
3.74% |
10.99% |
12.99% |
72 Months |
3.24% |
3.99% |
11.24% |
13.24% |
USED 2009 AND OLDER VEHICLES |
||||
TERM |
Tier 1 |
Tier 2 |
Tier 3 |
Tier 4 |
<24 Months |
3.24% |
3.99% |
11.24% |
13.24% |
36 Months |
3.49% |
4.24% |
11.49% |
13.49% |
48 Months |
3.74% |
4.49% |
11.74% |
13.74% |
60 Months |
3.99% |
4.74% |
11.99% |
13.99% |
72 Months |
4.24% |
4.99% |
12.24% |
14.24% |
NEW BOATS, MOTORCYCLES and RVs |
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TERM |
Tier 1 |
Tier 2 |
Tier 3 |
Tier 4 |
<24 Months |
3.24% |
3.99% |
11.24% |
13.24% |
36 Months |
3.49% |
4.24% |
11.49% |
13.49% |
48 Months |
3.74% |
4.49% |
11.74% |
13.74% |
60 Months |
3.99% |
4.74% |
11.99% |
13.99% |
72 Months |
4.24% |
4.99% |
12.24% |
14.24% |
84 Months |
4.49% |
5.24% |
12.49% |
14.49% |
120 Months |
4.74% |
5.49% |
12.74% |
14.74% |
>120 Months |
4.99% |
5.74% |
12.99% |
14.99% |
USED BOATS, MOTORCYCLES and RVs |
||||
TERM |
Tier 1 |
Tier 2 |
Tier 3 |
Tier 4 |
<24 Months |
4.24% |
4.99% |
12.24% |
14.24% |
36 Months |
4.49% |
5.24% |
12.49% |
14.49% |
48 Months |
4.74% |
5.49% |
12.74% |
14.74% |
60 Months |
4.99% |
5.74% |
12.99% |
14.99% |
72 Months |
5.24% |
5.99% |
13.24% |
15.24% |
84 Months |
5.49% |
6.24% |
13.49% |
15.49% |
120 Months |
5.74% |
6.49% |
13.74% |
15.74% |
>120 Months |
5.99% |
6.74% |
13.99% |
15.99% |
SIGNATURE |
||||
TERM |
Tier 1 |
Tier 2 |
Tier 3 |
Tier 4 |
36 Months |
12.00% |
13.50% |
18.00% |
18.00% |
48 Months |
13.00% |
14.50% |
18.00% |
18.00% |
HOME IMPROVEMENT & HOME EQUITY All Rates are Annual Percentage Rates APR |
|||
TERM |
Tier 1 |
Tier 2 |
Tier 3 |
Under 5 Years |
5.50% |
6.25% |
13.50% |
5 - 10 Years |
6.00% |
6.75% |
14.00% |
10 - 15 Years |
6.50% |
7.25% |
14.50% |
15 - 20 Years |
7.00% |
7.75% |
15.00% |
Need a solution?
We want to be your partner in achieving financial dreams, so please contact us by phone at 817.273.5900, through email or stop by one of our branch locations for additional information about our rates.
