Deposit Rates
Rates current as of October 1, 2011.
| Savings Accounts | ||||
| Type of Account | Dividend Rate | APY | Minimum Balance to Obtain Advertised Yield | Minimum Deposit to Open Account |
| Share Savings | 0.10% |
0.1001% |
$25 |
$25 |
| Holiday Club Account | 0.25% |
0.2503% |
$25 |
$25 |
| CU Succeed Savings | 0.10% |
0.1001% |
$25 |
$25 |
| Merchant Account Savings | 1.99% |
0.10 cents |
$5 |
$5 |
| IRA Account | 0.20% |
0.2002% |
$10 |
$0 |
Note: Any withdrawal in excess of 3 on-site or check withdrawals from savings each month will trigger a fee. Limited to six Regulation D transfers per month (includes overdraft protection). Merchant account savings club is through a third party credit card processor that provides low rate services for small business. See their website for more details. If you close any share accountbefore dividends are paid, you will not receive the accrued dividends.
| Checking Accounts | ||||
| Type | Dividend Rate | APY | Minimum Balance to Obtain Advertised Yield | Minimum Deposit to Open Account |
| easycheckingSM | n/a |
n/a |
n/a |
$25 |
| Regular Checking | 0.05% |
0.05% |
$500 |
$25 |
| CU Succeed Checking | 0.05% |
0.05% |
$250 |
$25 |
| Value Plus Checking | 0.05% |
0.05% |
$500 |
$25 |
| College Checking | ||||
| New Start Checking | ||||
| Term Share Certificate Accounts | ||||
| Type | Dividend Rate | APY | Minimum Balance to Obtain Advertsied Yield | Minimum Deposit to Open Account |
| 91 Days Term Share Account | 0.10% |
0.1000% |
$500 |
$500 |
| 182 Days Term Share Account | 0.20% |
0.2000% |
$500 |
$500 |
| 1 Year Term Share and IRA | 0.30% |
0.3004% |
$500 |
$500 |
| 2 Year Term Share and IRA | 0.40% |
0.4007% |
$500 |
$500 |
| 3 Year Term Share and IRA | 0.50% |
0.5011% |
$500 |
$500 |
| 4 Year Term Share | 0.60% |
0.6017% |
$500 |
$500 |
Smart One Money Market Accounts |
||||
| Type | Dividend Rate | APY | Minimum Balance to Obtain Advertsied Yield | Minimum Deposit to Open Account |
| Tier 1 | 0.10% |
.1001% - .1001% |
$7,499.99 or less |
$7,500 |
| Tier 2 | 0.15% |
.1001% - .1127% |
$7,500-$9,999 |
$7,500 |
| Tier 3 | 0.20% |
.1127% - .1653% |
$10,000-$24,999 |
$7,500 |
| Tier 4 | 0.30% |
.1653% - .2330% |
$25,000-$49,999 |
$7,500 |
| Tier 5 | 0.40% |
.2330% - ..3999% |
$50,000 and above |
$7,500 |
Money Market Accounts |
||||
| Type | Dividend Rate | APY | Minimum Balance to Obtain Advertised Yield | Minimum Deposit to Open Account |
| Tier 1 | 0.10% |
0.1001% | $2,000 and above |
$2,000 |
| Tier 2 | 0.05% |
0.0500% |
$1,999.99 or less |
$2,000 |
APY is Annual Percentage Yield. APY assumes dividends remain in the account until maturity. Fees and other conditions could reduce earnings on an account. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends. Rates subject to change without notice. Additional fees may or may not be applicable. Contact Security One Federal Credit Union for further information about applicable fees, rates, and terms at 817.273.5900. Rates current as of September 21, 2011.
Need a solution?
We want to be your partner in achieving financial dreams, so please contact us by phone at 817.273.5900, through email or stop by one of our branch locations for additional information about our rates.
