Security One Federal Credit Union

Loan Rates

The actual Annual Percentage Rate (APR) is determined by the credit worthiness of each applicant. All terms are subject to credit approval and may be restricted based upon individual credit qualifications and the type of collateral for the loan. Contact Security One FCU for details and other loan rates and terms
Rates listed effective as of October 1, 2011. 


Please click here for more information on Member Rewards.


STANDARD MASTERCARD

TIER

APR

Tier 1
700+

12.90%

Tier 2
660-699

15.90%

 

PLATINUM MASTERCARD

APR

9.90%

 

2010 - 2012 VEHICLES
All Rates are Annual Percentage Rates APR

TERM

Tier 1
700+

Tier 2
660-699

Tier 3
620-659

Tier 4
619

<24 Months

2.24%

2.99%

10.24%

12.24%

36 Months

2.49%

3.24%

10.49%

12.49%

48 Months

2.74%

3.49%

10.74%

12.74%

60 Months

2.99%

3.74%

10.99%

12.99%

72 Months

3.24%

3.99%

11.24%

13.24%

 

USED 2009 AND OLDER VEHICLES
All Rates are Annual Percentage Rates APR

TERM

Tier 1
700+

Tier 2
660-699

Tier 3
620-659

Tier 4
619

<24 Months

3.24%

3.99%

11.24%

13.24%

36 Months

3.49%

4.24%

11.49%

13.49%

48 Months

3.74%

4.49%

11.74%

13.74%

60 Months

3.99%

4.74%

11.99%

13.99%

72 Months

4.24%

4.99%

12.24%

14.24%

 

NEW BOATS, MOTORCYCLES and RVs
All Rates are Annual Percentage Rates APR

TERM

Tier 1
700+

Tier 2
660-699

Tier 3
620-659

Tier 4
619

<24 Months

3.24%

3.99%

11.24%

13.24%

36 Months

3.49%

4.24%

11.49%

13.49%

48 Months

3.74%

4.49%

11.74%

13.74%

60 Months

3.99%

4.74%

11.99%

13.99%

72 Months

4.24%

4.99%

12.24%

14.24%

84 Months

4.49%

5.24%

12.49%

14.49%

120 Months

4.74%

5.49%

12.74%

14.74%

>120 Months

4.99%

5.74%

12.99%

14.99%

 

USED BOATS, MOTORCYCLES and RVs
All Rates are Annual Percentage Rates APR

TERM

Tier 1
700+

Tier 2
660-699

Tier 3
620-659

Tier 4
619

<24 Months

4.24%

4.99%

12.24%

14.24%

36 Months

4.49%

5.24%

12.49%

14.49%

48 Months

4.74%

5.49%

12.74%

14.74%

60 Months

4.99%

5.74%

12.99%

14.99%

72 Months

5.24%

5.99%

13.24%

15.24%

84 Months

5.49%

6.24%

13.49%

15.49%

120 Months

5.74%

6.49%

13.74%

15.74%

>120 Months

5.99%

6.74%

13.99%

15.99%

 

SIGNATURE
All Rates are Annual Percentage Rates APR

TERM

Tier 1
700+

Tier 2
660-699

Tier 3
620-659

Tier 4
619

36 Months

12.00%

13.50%

18.00%

18.00%

48 Months

13.00%

14.50%

18.00%

18.00%



HOME IMPROVEMENT & HOME EQUITY
All Rates are Annual Percentage Rates APR

TERM

Tier 1
700+

Tier 2
660-699

Tier 3
620-659

Under 5 Years

5.50%

6.25%

13.50%

5 - 10 Years

6.00%

6.75%

14.00%

10 - 15 Years

6.50%

7.25%

14.50%

15 - 20 Years

7.00%

7.75%

15.00%

     

Need a solution?
We want to be your partner in achieving financial dreams, so please contact us by phone at 817.273.5900, through email or stop by one of our branch locations for additional information about our rates.

  • ApplyHome EquityRate: 5.50%
  • ApplyAuto LoansRate: 2.49%
  • ApplySignature LoanRate: 12.00%