Security One Federal Credit Union

Security One FCU offers two types of credit cards:

Standard

  • 30-day grace period for purchases
  • Available with credit limits of $250 and over
  • Cash advance capability
  • Low interest rate
  • No annual fee
  • Travel Accident Insurance $100,000 Accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with the card.
  • Baggage Delay Benefit Baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.

Platinum

  • 30-day grace period for purchases
  • Annual income of at least $30,000 required
  • Cash advance capability
  • Low interest rate
  • Minimum credit limit of $5,000
  • No annual fee
  • Cell Phone Protection: Receive reimbursement for damage to or theft of eligible cell phone when monthly cell phone bill is charged to the card.
  • Auto Rental Collision Damage Waiver: Receive collision/damage waiver for damage due to collision or theft on most rental cars.
  • Travel Accident Insurance $1,000,000: Accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with the card.
  • Baggage Delay Insurance: Baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.
  • Credit Card Registration/Change of Address Service: Register credit and debit cards in one place and one phone call makes changing your address or handling loss or theft simple and easy.
  • Emergency Message Service: Leave and retrieve emergency messages while traveling in the U.S.
  • Year-End Summary of Charges: Take the hassle out of year-end bookkeeping. All card purchases are conveniently itemized and listed by purchase type.
  • MasterCard Exclusive Smart Shopper Benefits including:
  • Satisfaction Guarantee Coverage: If a cardholder is dissatisfied with something bought within 60 days of purchase they may be eligible for coverage under this insurance program.
  • Purchase Assurance®: Coverage for merchandise purchased with a MasterCard that is damaged or stolen within the first 90 days.
  • Extended Warranty: Doubles the coverage period of the original manufacturer’s warranty up to a maximum of 12 months on most items purchased with a MasterCard.
  • Master RoadAssist® Service: Cardholders that break down on the road while traveling in the U.S. can be assured of emergency roadside assistance services at pre-negotiated rates.
  • Travel Assistance Services: Traveling more than 50 miles from home, cardholders can be assured of assistance with medical emergencies, referrals, prescriptions, legal services, and much more.
  • MasterCard Global Service: Worldwide assistance with lost/stolen cards and emergency cash.

MasterCard SecureCode puts you in control when shopping online: only you can approve purchases using your private SecureCode™. Click here to register your card with MasterCard SecureCode.

Lost or Stolen Card: Please call 800.442.4757 to report a lost or stolen card.

How can we help you achieve your dreams today?
We want to be your partner in achieving financial dreams, so please contact us by phone at 817.273.5900, through email or stop by one of our branch locations for additional information about Security One.

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